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What if you could just pick the year you expect to retire and then let a retirement fund do the heavy lifting? That's what target-date or lifecycle funds promise. They're gaining in popularity, but only about 7 percent of all 401(k) assets are held in such funds.
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Full story at http://www.npr.org/templates/story/story.php?storyId=124245298&ft=1&f=1006
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