A new political effort to stop large overdraft fees could change the way we do banking. Congressional Democrats want to end the banking practice of automatically charging high penalty fees on customers who spend beyond the funds in their accounts. Host Scott Simon speaks to New York Times business columnist Joe Nocera about who's affected and what it means for checking and savings accounts.
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Full story at http://www.npr.org/templates/story/story.php?storyId=113237146&ft=1&f=1006
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